****Valuable Credit Card Safety Tips****

March 26th, 2008

Read these simple tips it might just save you a lot of agony later:

(1) DO NOT SIGN the back of your credit cards. Instead put”PHOTO ID REQUIRED”

(2) When you are writing checks to pay on your credit card accounts, DO NOT put the complete ACCOUNT NUMBER on the “FOR” line. Instead just put the LAST FOUR NUMBERS. The credit card company knows the rest of the number. Too many people handle your check as it passes through channels.

(3) Put your cell or work phone number on your checks instead of your home phone. Have your PO Box number or your work address printed on your checks,NEVER YOUR HOME ADDRESS

(4) Never print your SS# on your checks. (DUH)

(5) Place the contents of your wallet on a photo copy machine. Do both sides! Keep the copy in a safe place.

(6) If you travel overseas,keep a copy of your passport in a safe separate location.Try getting a new passport without any identification to prove who you are. Thanks to Osama for this!

If your wallet is lost or stolen we’re told we should cancel our credit cards immediately. The key is having those toll free numbers and your card numbers handy so you know where to call. See #5

(6) FILE A POLICE REPORT immediately in the jurisdiction where your wallet was stolen. This proves to your credit providers you were diligent and is a first step toward an investigation.

(7)MOST IMPORTANT OF ALL: Call the 3 national credit reporting organizations immediately to place a fraud alert. Also call the Social Security Administration fraud line:

EQUIFAX: 1.800.525.6285

EXPERIAN:1.888.397.3742

TRANS UNION:1.800.680.7289

SOCIAL SECURITY:1.800.269.0271

Happy Trails!

***MISSION STATEMENT***

March 20th, 2008

Welcome to the Sacramento Market-A new twist on a venerable but hugely successful concept. 30 years ago this very hotel hosted 8 salesmen showing their lines in sample/sleeping rooms. While that venture eventually evolved and prospered,somewhere along the way,it lost sight of the fact that a regional market’s primary goal is to exist for the salesmen and their retail base.

 With that in mind we would like to welcome you to the Sacramento Market,where reps and retailers are the main focus. No board of directors,no management consultants,no glitz or glamour; just hard working dedicated people with a common goal. Our efficient and professional stewardship will allow us to keep our overhead to a minimum,but still enable us to promote the bi-annual market so that it’s affordable for everyone. In today’s economic climate this is the key to survival.

The Sacramento Market might feel like a bit of deja vu for some,but for those of you attending for the first time let us show you how the west was won.

Enjoy,

Ed Lembcke & Despina M. Kreatsoulas

Getting the most out of a tank of gas

February 15th, 2008

TIPS ON PUMPING GAS   (Good information)
 I don’t know what you guys are paying for gasoline…. but here in California we are also paying higher, up to $3.50 per gallon. But my line of  work is in petroleum for about 31 years now, so here are some tricks to get more of your money’s worth for every gallon.. 
 Here at the Kinder Morgan Pipeline where I work in San Jose , CA we deliver about 4 million gallons in a 24-hour period thru the pipeline.   One day is diesel the next day is jet fuel, and gasoline, regular and premium grades.  We have 34-storage tanks here with a total capacity of 16,800,000 gallons.  Only buy or fill up your car or truck in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the  gasoline, when it gets warmer gasoline expands, so buying in the afternoon or in the evening….your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the gasoline, diesel and jet fuel, ethanol and other petroleum products plays an important role.
A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.
When you’re filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3) stages: low, middle, and high. In slow mode you should be pumping on low speed, thereby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you’re getting less worth for your money.
One of the most important tips is to fill up when your gas tank is HALF FULL.  The reason for this is, the more gas you have in your tank the less air occupying its empty space. Gasoline evaporates faster than you can imagine. Gasoline storage tanks have an internal floating roof. This roof serves as zero clearance between the gas and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every gallon is actually the exact amount.
Another reminder, if there is a gasoline truck pumping into the storage tanks when you stop to buy gas, DO NOT fill up–most likely the  gasoline is being stirred up as the gas is being delivered, and you might pick up some of the dirt that normally settles on the bottom.
Hope this will help you get the most value for your money.
DO SHARE THESE TIPS WITH OTHERS!!